Paypal ??? Direct Debit ??? Bank Account ??? HELPPPPPPPP CONFUSEEEED D:?
Hey - Well theirs this site I want to buy clothes off called BlueBanana, and anyway my dads credit card is maxed out etc etc.
I'd like to create my own paypal but …
Im 17 and 226 days old (aprox 17 and 7 months)
Firstly how old do I have to be to create my own paypal?
Also if I had a direct debit that means I can use paypal to buy clothes from this site and the money would be taken straight from my account?
How old do I have to create a direct debt?
And also - what bank account would be best for me to switch to … I think im currently on some savers thing … im confused by all the different possible accounts I could open. I bank with Nationwide though and I'll be going to college in september.
Oh and im British btw if that helps? incase people post sayin how it works in other countries
anyway yeh …
Any help would be greatly appreciated thank you :D.
Oh also - do I need a job for a direct debit? or can I open one as a student or if i get a part time job?
Thank you 
You have to be 18 to open a paypal account and they do verify your age with your bank so you can't say your older as paypal will reject your bank details when they realise the birth dates don't match. When your 18 you can open an account, there is no need to set up a direct debit to pay paypal from your account. All that happens in when you add your bank details to paypal any payments they take come Straight from your bank account, like if you had paid blue banana direct rather then using paypal. When they take the money from the bank, it will appear as a direct debit on your statement but you don't actually need to set one up to use paypal. You can also add your debit card details (if you have one) and have it taken like a card payment instead. That is up to you, either way you can't have an account until your 18.
A direct debit is a form of payment, it's not a type of account or type of card which im thinking is what you think. It's just a way that a company such as paypal take an agreed amount direct form your bank account, they can be one offs for different amount or they can be a set amount taken every month.
well first. to use paypal you need a money source.
you probably need to be 18 to open one and you can link your paypal account to your savings and they will deduct if from your savings.
im not sure what you mean by direct debit.
once you turn 18, a checking and savings would be great for you. just make sure you always have a positive balance and you will avoid lots of fees and will reap all the benefits of a checking account. saving should be for saving… do not withdrawl and deposit unless it is a dire emergency.
you need a job to have money. =)
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banker and paypal user.
You need to be 18 to open a PayPal account.
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You have to be 18 to open a paypal account and they do verify your age with your bank so you can't say your older as paypal will reject your bank details when they realise the birth dates don't match. When your 18 you can open an account, there is no need to set up a direct debit to pay paypal from your account. All that happens in when you add your bank details to paypal any payments they take come Straight from your bank account, like if you had paid blue banana direct rather then using paypal. When they take the money from the bank, it will appear as a direct debit on your statement but you don't actually need to set one up to use paypal. You can also add your debit card details (if you have one) and have it taken like a card payment instead. That is up to you, either way you can't have an account until your 18.
A direct debit is a form of payment, it's not a type of account or type of card which im thinking is what you think. It's just a way that a company such as paypal take an agreed amount direct form your bank account, they can be one offs for different amount or they can be a set amount taken every month.
References :
If I were you I would just pay directly to them. If you have a debit card on your account you could use it. I wouldn't recommend this with all internet transactions but after taking a look at the Blue Banana website under their privacy policy I did find this: "All payment transactions made through the Blue Banana website are completed by a secure server hosted by Barclays Bank EPDQ Service." Barclays is a reputable, worldwide bank. I would feel secure making payments through them.
And Blue Banana does not store any of your card details on their website, if they have access to it at all.
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